PMJJBY Life Insurance: A Basic Yet Useful Life Insurance Policy That Everyone Should Know About

Contributed By Divya Vattikuti

Government of India, Life Insurane Corporation tho kalisi start chesina scheme ee Pradhan Mantri Jeevan Jyoti Bima Yojana. Ippati varaku almost 13.25 crore people ee scheme lo enroll ayyaru.  What this plan offers is  Security – to cover an eventuality, Simplicity – easy enrollment and swift processing with no medical examination, Affordability – through nominal premiums across all ages.

Why is this scheme important?

Ee corona valla manam eppudu chudani situations face cheyyalsi vastundhi. One such unexpected situation is death of your near and dear ones.  Intlo sampadinche vyakti chanipovadam valla aa family chaala tough situations face cheyyalsi vastundhi. Alaanti kaarnam vallane it is always important to sign up for  Life nsurance Policy.  Ee Pradhan Mantri Jeevan Jyoti Bima Yojana is so feasible that just 330 rupees premium  pay chesi one can avail this insurance policy.

Who is eligible?

18- 50 vayasu madhyalo unna every Indian is eligible to get enrolled for this scheme. All you need is a savings account in any bank linked to your aadhar card.

https://jansuraksha.gov.in/

How to apply:

Through online:

Ee scheme application process is so simple. All you need to do is visit online banking service provided by your bank. Akkada unna social security schemes option click chesina tarvata Pradhan Mantri Jeevan Jyoti Bima Yojana scheme select chesukovaali.  Akkada vacchina form lo unna  basic details fill chesi submit cheyyali.  As simple as that, you can immediately see that your application is submitted. Akkada status option dwara you can see your policy details.

Through offline:

Meeku online banking facilty lekapothe, what you can do is go to the nearest branch of the bank where you have account. Akkada ask them for a form of Pradhan Mantri Jeevan Jyoti Bima Yojana scheme. Fill the details and submit the form along with a premium amount of 330/-.

Timeline of the policy:

Ee insurance scheme period1st June to 31st May. So every year May 31st lopala enroll ayyina andariki June 1st nunchi next year May 31st varaku ee scheme apply avtundhi.  Auto debit facility untundhi ee scheme ki. Ante me account nunchi money cut ayyi,  automatic ga next year ki renewal avtundhi ee policy. Okavela account lo insufficient balance unte  auto renewal avvakunda e insurance coverage aagipotundhi. So make sure to maintain a minimum balance in your account. A grace period of 30 days will be given for renewal of your policy.

Policy ki lien period 45 days. Ante enroll ayyina 45 days tarvata nunchi elaannti kaaranam valla chanipoyina, ee scheme dwara insurance vastundhi.

Policy holder elaanti kaaranam tho chanipoyina, chanipoyina 30 days lopala ee insurance claim chesukovaali. Death certificate and claim form submt chesina a 60 days lopala  claim grant cheyyadam jarugutundhi.

Spending 5 minutes over applying for this insurance policy, can help families to survive after losing their dear ones. What we request is to please spread message about this scheme and  help your closed ones and helpers to get registered for this scheme.  All it takes is less than 5 minutes.

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